LEDGER

Every week, both models' spreads next to the betting line, as they were published before kickoff — then scored against the result. Both models have been tested against the closing line and neither adds anything it does not already know; this page is that comparison, kept honestly, in public.

GameLineTeam EloFactorResultClosest
SEAatDEN10-15SEA −3.0 (6.0)SEA −1.7 (4.7)SEA −1.3 (4.3)SEA 14–DEN 17 (DEN +3)Factor
ARIatLA10-18LA −13.5LA −11.8LA −15.486% LA—
BALatCLE10-18BAL −4.5BAL −5.3BAL −8.933% CLE—
BUFatLV10-18BUF −6.0BUF −5.3BUF −8.533% LV—
CARatPHI10-18PHI −1.5PHI −2.9PHI −5.062% PHI—
CHIatATL10-18CHI −3.0CHI −1.0CHI −1.048% ATL—
DALatGB10-18GB −1.5GB −1.6GB −2.857% GB—
HOUvsJAX10-18JAX −3.0JAX −2.3JAX −2.558% JAX—
LACatKC10-18KC −8.5KC −5.4KC −6.570% KC—
NOatNYG10-18NYG −1.5NYG −3.2NYG −2.763% NYG—
NYJatNE10-18NE −7.5NE −9.2NE −14.980% NE—
PITatTB10-18PIT −3.0PKTB −2.151% TB—
TENatIND10-18IND −7.0IND −6.1IND −11.372% IND—
WASatSF10-19SF −7.5SF −8.8SF −12.279% SF—

Spreads are shown as the favorite and the number, home-oriented in the data. After a game the bracketed figure is each spread's distance from the actual margin; the nearest is bold.

Season tally — regular season
Line · MAE vs result
9.8 pts
Team Elo · MAE vs result
9.5 pts
Factor · MAE vs result
9.8 pts
Games scored
80
WknLineTeam EloFactor
11611.611.912.3
21611.611.711.8
3168.38.39.5
4167.36.46.1
51510.49.79.7
616.04.74.3

Reference: over 2018–25 regular seasons the closing line missed the margin by 9.86 points a game and the Factor Elo model by 10.27(closing line vs the possession model, n=2,119). A season of NFL games cannot separate two spreads that close — read the tally as a running comparison.

How the lines were made

Team Elo: the board's walk-forward rating; the spread is the rating gap plus a home edge, at 15.6 rating points per point of margin — a derived scale, never re-fitted to the market.

Factor: the Factor Elo model's spread — points per possession from offense, defense and the announced starting quarterback, with a team-phase penalty when the starter is not the established one. Home advantage restored from the model's own measured per-possession edge.

Line: nflverse's spread for the game — the closing line once the game is played, the current line before it. Positive in the data means the home team is favored; shown here as the favorite and a negative number, the way a book prints it.